First Universal Lending

[bonbonrush]

Has anyone used or heard of this company? I'm thinking of having them help negotiate with my mortgage company to lower my interest rate.....

Please let me know if you have used them. The fee is like $399 a month until they get done negotiating for you.


First Universal Lending LLC is a lender that has been servicing retail
clients since 2002 and the wholesale and securitization enterprises dates
back to 1994. With billions of dollars in transactions and a group of in
excess of 200 in personnel, First Universal is a leading private company in
the consumer finance industry. The firm is a member of the Better Business
Bureau and after servicing in excess of 100,000 thousand clients the firm
has a "B" Rating and has a complaint rate of less than one half of one
percent. The firm also has had additional strategic relationships
throughout its existence with high profile lending institutions and service
providers/counter parties, including Washington Mutual, Lehman Brothers,
HSBC Bank, Goldman Sachs, mortgage division and the Lending Tree group of
companies. The firm provides additional financial industry services through
a number of other affiliated enterprises, including but not limited to,
Emery Fed Inc., which is a division of Emery Federal Credit Union and
Western Thrift & Loan -- a depository institution that has the approval to
provide loans through major financial institutions in the majority of all
states in North America.